Premise & Spectator Insurance





Premise / Spectator Liability

Premise & Spectator Liability insurance provides protection to policyholder and facility owners from slips and falls during events. Coverage will not extend to bodily injury to independent contractors, claims by athletic participants, contestants or concert performers.

Typical policyholders are Chambers of Commerce, Award Banquets, Concert/Event Promoters.

As long as sporting events and competitions have been in existence, there have been spectators. Every sporting event carries with it certain risks, and not just for the athletes participating in the event. Camp Team provides club owners, team coaches, and event organizers the peace of mind that comes with knowing your sporting facility is adequately protected from liability claims. There is always a risk present during any sporting activity, and not just for the athletes. Spectators and attendees can be injured as well, often in slip and fall scenarios. There is a way to minimize liability and protect your organization from claims resulting from slip and fall injuries sustained by spectators at events. The Camp Team offers multiple levels of protection for your sporting facility and premises, staff, spectators, and participants.

We offer you the opportunity to minimize your exposure and potential risk of loss by protecting your premises. The Camp Team is proud to be the official sports insurance provider for many world and national champions. We have earned that honor through prompt, professional, courteous service delivered by licensed and experienced sports insurance agents. Our various sports insurance programs provide the kind of comprehensive protection for your sporting facility and spectators that give you peace of mind. Premises/Spectator Liability insurance provides protection to both policyholders and facility owners from slips and falls during events.

Testimonials:
Spectator liability Insurance
“Thank you to everyone at The Camp Team who has provided our insurance needs for almost ten years! Your team has been wonderful to work with and we appreciate your professionalism and prompt service every year!”

John Beilein’s Basketball Camps,
University of Michigan

Premise / Spectator Liability Form

Please complete the following application. Once the appliocation is received, a quotation will be sent within one business day. As special events vary, some questions may not be applicable. Please indicate “N/A” where necessary.

Please note that we are unable to provide coverage for the following events: Air Shows, Ballooning Events, Skydiving Events, War Games, Cattle Drives, Abortion Rights Rallies, Pro Choice Rallies, Protest Events, Hot Air Balloons, and Bungee Jumping.

Online Application

    Applicant Information :

    Start Date

    End Date

    Is Policy Holder:

    If you suspect an athlete has a concussion, do you have an action plan that includes:

    Immediately removing the athlete from play or practice

    Keeping the athlete out of play or practice until they provide written clearance from a licensed physician

    Do you maintain a system for your sporting activities that includes communication (in written or electronic form) of education materials to participants, parents and coaches about the nature of risk of concussions, including but not limited to information such as: focusing on prevention and preparedness to keep athletes safe; understanding concussions and potential consequences of the injury; recognizing concussion symptoms and how to respond; and learning about steps for returning to play after a suspected concussion?

    Liability Insurance Limits Requested :

    The undersigned being authorized by and acting on behalf of the applicant and all persons or concerns seeking insurance, has read and understands this proposal and declares all statements set forth herein are true, complete, and accurate. The undersigned further declares and represents that any occurrence or event taking place prior to the inception of the policy applied for which may render inaccurate, untrue, or incomplete any statement made herein will immediately be reported in writing to the insurer. The undersigned acknowledges and agrees that the submission and the insurer’s receipt of such report prior to the inception of the policy applied for is a condition precedent to coverage.

    It is understood and agreed that the completion of this application shall not be binding either to the Proposed Insured or to the Company until accepted by the Company or Companies.

    Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly provides false information in an application for insurance may be guilty of a crime and may be subject to civil fines and criminal penalties. I certify that the above information is true and coverage is not applicable until accepted by The Camp Team and its Carriers underwriters. Please note, This is not a Binder for Insurance, it is ONLY an application for quoting purposes.

    Event Information:

    Description of Event:

    Date of Event:

    Have any of the applicants past insurance policies been cancelled or non-renewed in the past? If yes, please give details.

    Have any of the applicants past insurance policies had claims filed against them? If yes, please give details

    Is the applicant responsible for any of the following?


    Security
    Temporary Stage
    Tent
    Ushers
    Concessions

    Estimated gross receipts:

    Security provider for the event

    Fire Protection Proximity to Fire/Medical Services

    Is Facility Protected By Sprinkler System

    Are Fire Extinguishers Located at Facility

    Does insured use waivers? YesNo

    Does insured use a risk management plan? YesNo

    What safety measures does insured have in place?

    List any Additional Insured and relation to the applicant *Up to 3 standard additional insured’s are included at no additional cost. $10.00 fee for any additional insured after 3*

    The undersigned being authorized by and acting on behalf of the applicant and all persons or concerns seeking insurance, has read and understands this proposal and declares all statements set forth herein are true, complete, and accurate. The undersigned further declares and represents that any occurrence or event taking place prior to the inception of the policy applied for which may render inaccurate, untrue, or incomplete any statement made herein will immediately be reported in writing to the insurer. The undersigned acknowledges and agrees that the submission and the insurer’s receipt of such report prior to the inception of the policy applied for is a condition precedent to coverage.

    It is understood and agreed that the completion of this application shall not be binding either to the Proposed Insured or to the Company until accepted by the Company or Companies.

    Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly provides false information in an application for insurance may be guilty of a crime and may be subject to civil fines and criminal penalties. I certify that the above information is true and coverage is not applicable until accepted by The Camp Team and its Carriers underwriters. Please note, This is not a Binder for Insurance, it is ONLY an application for quoting purposes.

    Please click on the "Submit Spectator Liability Application" button to send your request.

    One of our representatives will respond to your submission as soon as possible.

    Please click on the link below to download the printable application!

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    Premise / Spectator Liability Application

    Our downloadable applications are in the free Adobe Acrobat format. If you do not have Adobe Acrobat, please click here to download the free Adobe Acrobat Reader.

    Please fax the form to:

    Fax Number: 303-422-1276

    Or mail to:

    9035 Wadsworth Pkwy, Suite 3840

    Westminster, CO 80021

    The Camp Team is dedicated to offering quick turn around on your policies, as most events require evidence of insurance to secure facilities in order to make your event a success.

    The official sports insurance provider for many world and national champions.

    Call Toll Free: (800) 747-9573

    Denver Area: (303) 422-2057

    9035 Wadsworth Pkwy, Suite 3840, Westminster CO 80021